SBI SO (Specialist Cadre Officer)
General Overview & Eligibility
- Conducting Body: State Bank of India (SBI)
- Cadre: Specialist Cadre Officer (JMGS-I / MMGS-II / MMGS-III / SMGS-IV / SMGS-V depending on post)
- Age Limit: 21 to 35 Years (Varies according to post/scale; category relaxations apply)
- Educational Qualification: Graduation / Post-Graduation / B.E./B.Tech / CA / ICWA / MBA in relevant stream from a recognized University, along with post-qualification work experience where applicable.
- Posting Scope: All-India posting across SBI administrative offices and corporate branches.
- Selection Process: 2 Tiers / Stages (Online Written Test + Interview OR Direct Shortlisting + Interview based on post notification)
Exam Pattern & Syllabus
1. General Aptitude Paper (Qualifying)
- Format: Online Objective Test
- Total Marks: 70 Marks
- Duration: 90 Minutes (Combined timing)
- Negative Marking: Applied as per official SBI notification guidelines per wrong answer.
- Reasoning Ability: 50 Questions, 50 Marks
- Quantitative Aptitude: 35 Questions, 35 Marks
- English Language: 35 Questions, 35 Marks
- Total: 120 Questions, 70 Marks, 90 Minutes
- Sectional Cut-Off: YES (Paper 1 is qualifying; marks obtained in General Aptitude are not added to the final merit list).
2.Professional Knowledge Test (Merit Deciding)
- Format: Online Objective Test (Role-Specific)
- Total Marks: 100 Marks
- Duration: 45 to 70 Minutes (Depending on post specification)
- Professional Knowledge (General / Role-Specific): 50–60 Questions, 100 Marks
- Phase II / Stage II: Personal Interview / Interaction (25 to 50 Marks). Final merit weightage ratio: Professional Knowledge Written Test 70% + Interview 30%.
Last 3 Years SBI SO Cut-Off
1. Written Exam Cut-Off (Online Examination Out of 100)
(Professional Knowledge Paper marks used for shortlisting to interview)
Category |
2025 |
2024 |
2023 |
| UR (General) | 59.25 | 60.20 | 58.50 |
| OBC (NCL) | 57.50 | 59.00 | 56.25 |
| EWS | 56.75 | 58.50 | 55.00 |
2. Final Allotment Cut-Off (Out of 125)
(Includes Combined Online Written Test Score + Interview Marks out of 25)
Category |
2025 |
2024 |
2023 |
| UR (General) | 85.50 | 83.25 | 81.00 |
| OBC (NCL) | 79.25 | 77.50 | 75.80 |
| EWS | 78.00 | 76.25 | 74.50 |
| SC | 75.50 | 73.00 | 71.25 |
| ST | 71.00 | 69.50 | 67.00 |
Key Syllabus Topics
- Reasoning Ability (General Aptitude): Puzzles & Seating Arrangement (Circular, Linear, Box-based), Syllogism, Inequalities, Blood Relations, Input-Output, Coding-Decoding.
- Quantitative Aptitude (General Aptitude): Data Interpretation (Bar, Pie, Line, Tables), Number Series, Quadratic Equations, Data Sufficiency, Arithmetic (Profit & Loss, Time & Work, SI-CI, Speed & Distance).
- English Language (General Aptitude): Reading Comprehension, Cloze Test, Error Spotting, Sentence Improvement, Para Jumbles, Vocabulary.
Professional Knowledge (Role-Specific Domain):
- IT / System Officer: Data Structures & Algorithms, DBMS, Operating Systems, Computer Networks, Software Engineering, Object-Oriented Programming (OOPs), Cybersecurity, Web Technologies.
- Law Officer: Banking Regulation Act, RBI Act, Negotiable Instruments Act, Contract Law, Companies Act, Cyber Law, SARFAESI Act, IBC Code.
- Finance / CA / Credit Officer: Accounting Standards (Ind AS/IFRS), Financial Statement Analysis, Ratio Analysis, Working Capital Management, Direct & Indirect Tax, Auditing Standards, Capital Markets.