General Overview & Eligibility
- Conducting Body: Reserve Bank of India (RBI)
- Cadre: Central Banking Officer (Grade-B)
- Age Limit: 21 to 30 Years (Category relaxations apply; up to 32 for candidates with certain qualifications/experience as per guidelines)
- Educational Qualification: Graduation in any discipline with a minimum of 60% marks (50% for SC/ST/PwBD) or equivalent technical/professional post-graduation degree.
- Posting Scope: All-India posting across regional offices and central headquarters of RBI.
- Selection Process: 3 Tiers (Phase I Prelims + Phase II Mains + Phase III Interview)
Exam Pattern & Syllabus
1.Phase I – Preliminary Examination (Qualifying)
- Format: Online Objective Test
- Duration: 120 Minutes (Sectional timing)
- Negative Marking: 0.25 marks per wrong answer.
- General Awareness: 80 Questions, 80 Marks, 25 Minutes
- Reasoning Ability: 60 Questions, 60 Marks, 45 Minutes
- English Language: 30 Questions, 30 Marks, 25 Minutes
- Quantitative Aptitude: 30 Questions, 30 Marks, 25 Minutes
- Total: 200 Questions, 200 Marks, 120 Minutes (2 Hours)
- Sectional Cut-Off: YES (Must qualify both sectional and overall cut-offs).
2. Phase II – Main Examination (Merit Deciding)
- Format: Online Test (Combination of Objective MCQs and Descriptive Writing)
- Duration: 3 Hours (Sectional timing across 3 papers)
- Paper-I: Economic and Social Issues (ESI) – 50 Marks Objective (30 mins) + 50 Marks Descriptive (90 mins) | Total: 100 Marks
- Paper-II: English Writing Skills (Descriptive: Essay, Precis, Reading Comprehension) – 100 Marks | Duration: 90 Minutes
- Paper-III: Finance and Management (FM) – 50 Marks Objective (30 mins) + 50 Marks Descriptive (90 mins) | Total: 100 Marks
3. Phase III
Interview (75 Marks). Final merit weightage calculated using Phase II (300 Marks) + Interview (75 Marks) out of a total of 375 Marks.
Last 3 Years RBI Grade B Cut-Off
Phase I – Prelims (All India Out of 200)
Year
|
General (UR)
|
EWS
|
OBC
|
SC
|
ST
|
| 2023 |
54.25 |
53.25 |
53.25 |
50.75 |
44.75 |
| 2024 |
67.25 |
66.50 |
66.00 |
59.25 |
53.00 |
| 2025 |
108.75 |
98.25 |
102.00 |
88.50 |
81.25 |
Phase II – Mains Cut-Off (All India Out of 300)
Category
|
2025
|
2024
|
2023
|
| UR (General) |
171.50 |
173.50 |
169.00 |
| OBC (NCL) |
166.25 |
169.50 |
164.00 |
| EWS |
168.00 |
173.50 |
169.00 |
| SC |
155.00 |
161.50 |
156.50 |
| ST |
147.50 |
152.50 |
148.50 |
Final Selection Cut-Off (All India Out of 375)
(Calculated using combined Phase II Mains score + Interview score)
Category
|
2025
|
2024
|
2023
|
| UR (General) |
230.75 |
226.75 |
229.00 |
| OBC (NCL) |
222.50 |
218.00 |
221.75 |
| EWS |
224.00 |
212.25 |
213.75 |
| SC |
208.75 |
200.50 |
202.75 |
| ST |
196.25 |
191.75 |
167.75 |
Key Syllabus Topics
- Quantitative Aptitude: Data Interpretation (Tables, Line/Bar graphs, Pie charts, Caselets), Number Series, Quadratic Equations, Simplification, Arithmetic (Percentage, Profit/Loss, SI-CI, Time & Work, Speed & Distance).
- Reasoning Ability: Puzzles & Seating Arrangements (Logical, Floor, Box-based), Syllogism, Blood Relations, Coding-Decoding, Inequalities, Input-Output, Data Sufficiency.
- Economic & Social Issues (ESI): Growth and Development, Indian Economy, Monetary & Fiscal Policies, Inflation, Industrial & Labour Reforms, Social Sector in India, Globalization, Public Finance.
- Finance & Management (FM): Financial System, Regulators (RBI, SEBI, IRDAI, PFRDA), Banking Structure in India, Financial Inclusion, Union Budget Basics, Management Theories (Motivation, Leadership, Corporate Governance, Ethics).
- English Writing Skills: Essay Writing on economic/social topics, Precis Writing, Reading Comprehension, Business/Formal Letter and Report Writing.
